Heat oil:
Warm olive oil in a pan over medium heat.
Sauté garlic:
Add minced garlic and cook for 1–2 minutes until fragrant.
Add sauce:
Pour in tomato or pizza sauce and stir well.
Add beans:
Add cooked white beans and mix until evenly coated.
Simmer:
Cook for 8–10 minutes on low heat so flavors combine.
Add cheese:
Sprinkle mozzarella, cheddar, and parmesan evenly on top.
Melt cheese:
Cover the pan and cook until the cheese melts completely.
Serve hot:
Serve immediately with bread, toast, or as a standalone dish.